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Ohio Independent Insurance Agency

Auto/Car Insurance, Homeowners Insurance, and Business/Commercial Insurance for Niles and All of Ohio

Welcome and thank for visiting our website. You have many ways to purchase insurance today; in-person, on-line or over the phone. Merlo Insurance offers the convenience of buying on-line or over the phone with the support of a local insurance agent. Don’t go it alone. Insurance is serious stuff and you should have a local licensed insurance agent help you choose the coverage that is right for you. When we see a policy purchased 100% on-line without the help of a local agent, it is almost always missing very important coverage.

Merlo Insurance Agency has been servicing the insurance needs of individuals, families and businesses since 1993. We are a full-service independent agency which mean we work for you, not the insurance companies. One call to us is like making 5 calls because we gather your information and get quotes from 5 companies that offer the best coverage and rates in your area.

More importantly, when you buy insurance from Merlo Insurance, we make a promise to be there when you need us. You will get expert assistance when you need to make a change to your policy or file a claim. Since 1993 Merlo Insurance Agency has always put aside a new quote to service an existing policyholder. Our current policyholders are more important to us than obtaining new business. That philosophy has made Merlo Insurance Agency a very successful and consistently growing agency.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Robert Merlo

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Recent News & Updates

What Is Guaranteed Replacement Cost?

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for...

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You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...