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Business
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Have you renovated, remodeled, added on to, or otherwise updated your home(s)?
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Have you started a business based out of your home?
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Do you protect your home with a professional security system?
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Have you added a permanent swimming pool?
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Do you or any family members perform babysitting services in your home?
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Do you employ any part-time or full-time domestic help, including nannies, housekeepers, or landscapers?
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Have you purchased any additional residences such as condos, timeshares, or second houses?
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Do you rent out your home as part of the home-sharing economy?
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If you’ve started renting out your home or any other property, do you have renters insurance?
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Are all of your vehicles, including recreational vehicles and watercraft, insured with this agency?
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Have you recently purchased any additional automobiles, recreational vehicles, or watercraft?
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Have you upgraded any of your vehicles with new equipment?
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Do you need to add any new drivers to your policy?
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Do you drive any employer-sponsored vehicles?
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Do you own any older vehicles that may be classic or collector cars?
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Do you provide ride services as part of the ridesharing economy?
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Do you have any children who no longer live at home and can no longer be considered dependents?
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Have you purchased any jewelry, electronics, or other valuables that you would like to add to your policy?
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Are there any such items that you would like to change or remove from your policy?
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Do you insure your personal possessions for their full replacement value?
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Have you recently added or otherwise changed ownership of assets such as trusts, titles, or LLCs?
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Are there any other insurance coverage issues you would like to discuss?
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Business Insurance
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Are there any business properties or pieces of equipment that you have recently acquired, leased, or sold?
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Have you closed or opened any business locations?
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Has your company building undergone any renovations, additions, or other significant changes?
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Have you added, changed, or removed any company products?
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Has your inventory level experienced any significant shifts or fluctuations?
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Do you either purchase supplies from or sell your products to foreign countries?
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Has the ownership structure of your business changed?
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Has there been a 10% or greater change in your business's revenue in the last year?
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Do 50% or more of your materials come from a single supplier?
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Do 50% or more of your sales come from a single buyer?
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Do any of your employees regularly work from home or from another state?
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Do any of your employees regularly travel to other states or countries for business?
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Do any of your employees travel for business in their personal vehicles?
Yes
No
Has your company leased, purchased, or sold any automobiles or other vehicles?
Yes
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Do you require all vendors, subcontractors, and 1099 workers to provide certificates of insurance?
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Are there any other insurance coverage issues you would like to discuss today?
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